Many parents worry that their child with special needs may find life impossible once they are gone. After all, the often astronomical cost of living with special needs requires government assistance, but leaving a large sum of money to a beneficiary may disqualify him or her from receiving that crucial help.
Beware of phony IRS scams
The IRS repeatedly publishes warnings about scams by people posing as IRS agents and demanding either money or information from taxpayers. The scams usually involve dire warnings and threats about what might happen if the taxpayer fails to cooperate. The IRS warns that it "will never initiate contact with taxpayers via email about a bill or refund." Also, it never asks for payment by credit card, iTunes or PayPal.
